Find out how we can help you build a brighter financial future

Increase your knowledge, manage your debt, improve your money management confidence and build your financial wellbeing for a brighter financial future.

We support those experiencing financial hardship and stress with a range of FREE, independent services.

We also build financial resilience and wellbeing in our community through services delivered to individuals and organisations.

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Not sure what you need? Let us guide you

Financial Counselling 

If you’re experiencing financial hardship, our qualified financial counsellors work with you to improve your financial situation. Whether you’re having trouble paying bills, affording basic necessities, struggling with debt or just want to manage your budget better, we can help.

Financial Coaching 

We can help improve your long-term financial wellbeing and resilience with your personal coach supporting you to achieve your financial goals.

Emergency Relief

If you are facing financial hardship and struggling to put food on the table or keep up with bills, we can help you access support near you through the Emergency Relief and Food Access Service (ERFAS).

Energy Coaching 

Your own personal Energy Efficiency Coach will visit you in your own home to guide you through your energy use. An Energy Ahead Pack (HEEP) may also be available to you through this program.

Community Education 

We can help you learn more about creating a brighter financial future through our community workshops for groups, couples or individuals.

Click here to see our impact in 2023 

“Without your help, we wouldn’t have a place to call home. Thank you so very much.”

“I’ve left your office feeling stronger and more confident and sometimes that is more valuable than a tangible result.”


Our counsellors promise to treat you as an individual who requires a unique service. We will partner with you on the road to financial wellbeing and assist you to build capacity to cope with challenging financial situations.

Contact Us.

Not sure what you need? Let us Guide you by completing the enquiry form or alternatively call us.

If you are seeking Emergency Relief, please visit to find services in your area.