Financial Counselling
Free, independent and confidential support.
Our qualified financial counsellors are here to help you understand your options, deal with debt, and take back control – at no cost to you, no matter your situation.

You don’t have to face financial stress alone.
We know money can be stressful, so as Perth’s largest collective of financial counsellors, with 25 locations across the Perth metro area, we will assist you in accessing free support in a timely and convenient manner.
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Always free
Financial counselling is a free service — you’ll never pay for a session.
Completely confidential
What you share stays between you and your counsellor.
Fully independent
We work for you — not for banks, creditors, or lenders.
Who we help
Financial difficulty can happen to anyone.
Qualified financial counsellors work with you to understand your situation, offering practical help with debt, bills, and money management. This includes creating manageable repayment plans, negotiating with creditors, and helping you access hardship programs and financial support.
You don’t need to be in crisis to reach out. Many people come to us before things get unmanageable — and that’s a great time to get support.
Whether you’ve received a letter from a debt collector, you’re behind on bills, or you just want a clearer plan for your finances, a counsellor can help you take the next step forward.
Seeking help is a sign of strength. Our counsellors are non-judgmental, practical, and on your side.
Common reasons people reach out
Ready to take the first step?
Getting help is simple – complete an online enquiry form and we’ll be in touch to book your free appointment.
