Seemingly overnight prices have soared across the board on a range of consumable goods including essentials such as housing, food, fuel and utilities. No one is immune to our current cost-of-living crisis, however some of us are retreating from the reality of it. Whether it’s ignoring the strain on household budgets or pretending that things…
As we enter 2025, Australia continues to grapple with an unrelenting cost-of-living crisis that is pushing individuals and families to the brink. Essentials like safe housing, food security, and basic utilities are becoming increasingly out of reach for many. At The Spiers Centre in Perth’s northern suburbs, we see the human impact of these challenges every day—and we know that real solutions require a collective effort.
As we enter 2025, Australia continues to grapple with an unrelenting cost-of-living crisis that is pushing individuals and families to the brink. Essentials like safe housing, food security, and basic utilities are becoming increasingly out of reach for many. At The Spiers Centre in Perth’s northern suburbs, we see the human impact of these challenges every day—and we know that real solutions require a collective effort.
As we enter 2025, Australia continues to grapple with an unrelenting cost-of-living crisis that is pushing individuals and families to the brink. Essentials like safe housing, food security, and basic utilities are becoming increasingly out of reach for many. At The Spiers Centre in Perth’s northern suburbs, we see the human impact of these challenges every day—and we know that real solutions require a collective effort.
I love a good budget… yes, yes, I am a financial coach, it goes with the territory but hear me out—budgets have been given a bad rap! Too often, the word ‘budget’ brings up feelings of restriction, deprivation, and guilt. It’s been seen as a tool for punishment rather than empowerment. But in 2025, it’s…
The gender wealth gap remains a significant issue for our society. On average, women earn less than men and often face barriers to accessing financial resources and opportunities. Women also tend to live longer than men, meaning they need to save more to ensure financial stability in retirement. The gender wealth gap can be compounded…
As International Women’s Day 2025 approaches, it’s time to reflect on how far we’ve come in the pursuit of gender equality and the empowerment of women. As a financial coach my belief is that having confidence and money provides an opportunity to dive into one of the most powerful aspects of empowerment—financial independence. The power…
Recently I had the opportunity to meet with a client who had accessed the services provided by the Financial Wellbeing Collective. I was reminded again of the strength and resilience that people have, and of the brushes of fate that can tip us into hardship. It is not a choice as many would think it…
A man called Paolo was on stage talking to a crowd of low-income workers about how to raise their kids. He was just coming to the end of his speech when somebody stood up to ask a question. “We have just heard,” a worker said, “some fine words from the doctor, but have you ever…
As a woman in her sixties, she felt she should have known better. As a lawyer she felt she should have recognised the signs. But for Shelley, her experience of financial abuse – like for so many other victim-survivors – were controlling behaviours that started subtly and progressed over time inflicted by her perpetrator. That’s…
When I was 14, my Dad died suddenly after a 3 month struggle with Acute Megakaryoblastic Leukaemia. My mum, a widow at 36, was now the sole carer and provider for a 7 month old, a 3 year old and a teenager. With Dad’s death and no paid maternity leave, our family had no income….