Seemingly overnight prices have soared across the board on a range of consumable goods including essentials such as housing, food, fuel and utilities. No one is immune to our current cost-of-living crisis, however some of us are retreating from the reality of it. Whether it’s ignoring the strain on household budgets or pretending that things…
As we enter 2025, Australia continues to grapple with an unrelenting cost-of-living crisis that is pushing individuals and families to the brink. Essentials like safe housing, food security, and basic utilities are becoming increasingly out of reach for many. At The Spiers Centre in Perth’s northern suburbs, we see the human impact of these challenges every day—and we know that real solutions require a collective effort.
Anthea and her three children were living in Yanchep when an investor bought the four bedroom house she was renting and upped her rent by $100 per week. This was not the first rent increase for Anthea and her family. During the 18 months they were living in the home, it had sold twice and…
As we enter 2025, Australia continues to grapple with an unrelenting cost-of-living crisis that is pushing individuals and families to the brink. Essentials like safe housing, food security, and basic utilities are becoming increasingly out of reach for many. At The Spiers Centre in Perth’s northern suburbs, we see the human impact of these challenges every day—and we know that real solutions require a collective effort.
As we enter 2025, Australia continues to grapple with an unrelenting cost-of-living crisis that is pushing individuals and families to the brink. Essentials like safe housing, food security, and basic utilities are becoming increasingly out of reach for many. At The Spiers Centre in Perth’s northern suburbs, we see the human impact of these challenges every day—and we know that real solutions require a collective effort.
I love a good budget… yes, yes, I am a financial coach, it goes with the territory but hear me out—budgets have been given a bad rap! Too often, the word ‘budget’ brings up feelings of restriction, deprivation, and guilt. It’s been seen as a tool for punishment rather than empowerment. But in 2025, it’s…
The gender wealth gap remains a significant issue for our society. On average, women earn less than men and often face barriers to accessing financial resources and opportunities. Women also tend to live longer than men, meaning they need to save more to ensure financial stability in retirement. The gender wealth gap can be compounded…
As International Women’s Day 2025 approaches, it’s time to reflect on how far we’ve come in the pursuit of gender equality and the empowerment of women. As a financial coach my belief is that having confidence and money provides an opportunity to dive into one of the most powerful aspects of empowerment—financial independence. The power…
Chantel and Trey, an engaged couple in their twenties sought financial coaching as they had missed some mortgage repayments and were struggling with feelings of financial instability. Trey had recently transitioned to full-time work after many years of part-time jobs due to university studies. They rarely spoke about money and had very different approaches –…
A man called Paolo was on stage talking to a crowd of low-income workers about how to raise their kids. He was just coming to the end of his speech when somebody stood up to ask a question. “We have just heard,” a worker said, “some fine words from the doctor, but have you ever…
The Financial Wellbeing Collective has taken out the 2024 Business News Excellence in the Not-for-Profit Sector Award at the recent Institute of Public Administration Australia (IPAA) WA Achievement Awards, recognising the Collective’s innovative approach and dedication to improving the financial wellbeing of Western Australians. Established in 2015 in response to the state government’s decision to…
In an age full of financial advice and self-help strategies, I still found myself unsure of where I was going and what I needed to do to help improve my financial health. So when I was offered the opportunity to take part in a financial coaching program through Keystart, and delivered by the Financial Wellbeing…
A one-of-its-kind program that improves the financial outlook and wellbeing of its Western Australian participants has been recognised nationally when it took out the 2024 Advancing Equity Shared Value Award in May. Delivered by the Financial Wellbeing Collective, in partnership with Keystart, the financial coaching program demonstrated it achieves equitable outcomes and meaningful social impact…
At a time when cost of living pressures are hitting hard, an industry leading collaborative network of not for profit organisations, government and corporates are working together to help build financial resilience and wellbeing in the Western Australian community. The Financial Wellbeing Collective is powered by 12 partner organisations all united in its mission to…