At the heart of every strong community is a network of support, compassion, and connection. One of the Financial Wellbeing Collective’s valued partners, The Spiers Centre (TSC), exemplifies this ethos through its inclusive and person-centred approach to community services. The Spiers Centre is a beacon of hope for individuals and families navigating financial hardship, domestic and…
Many people delay their tax return because of fear, uncertainty, or mental overload. As behavioural specialists would suggest, reframing your mindset can make a big difference. Try thinking of tax time as a check-in on your financial health — just like an annual health check-up. It’s not just about getting a refund or paying a…
A Win for WA Households A recently released Rank the Energy Retailer 2025 Report highlights how energy retailers across Australia are supporting customers in financial hardship. Compiled by Financial Counselling Victoria in partnership with Energy Consumers Australia (ECA), Financial Counselling Australia (FCA), and the Consumer Policy Research Centre (CPRC), the report was informed by feedback…
Midlas is dedicated to providing inclusive, accessible, and culturally appropriate community and legal services tailored to individuals, families, and communities across Western Australia. Their holistic approach supports people experiencing financial hardship, domestic and family violence, exploitation, abuse, neglect, and the risk of homelessness. Beyond immediate assistance, Midlas focuses on building resilience, ensuring access to safety…
Financial abuse is one of the most damaging and often invisible forms of family violence. It happens when someone uses money or control over finances to trap, intimidate, or isolate their partner. This might look like being denied access to your own bank account, being forced into debt, or having your ability to work or…
Anthea and her three children were living in Yanchep when an investor bought the four bedroom house she was renting and upped her rent by $100 per week. This was not the first rent increase for Anthea and her family. During the 18 months they were living in the home, it had sold twice and…
The Financial Wellbeing Collective has taken out the 2024 Business News Excellence in the Not-for-Profit Sector Award at the recent Institute of Public Administration Australia (IPAA) WA Achievement Awards, recognising the Collective’s innovative approach and dedication to improving the financial wellbeing of Western Australians. Established in 2015 in response to the state government’s decision to…
As a woman in her sixties, she felt she should have known better. As a lawyer she felt she should have recognised the signs. But for Shelley, her experience of financial abuse – like for so many other victim-survivors – were controlling behaviours that started subtly and progressed over time inflicted by her perpetrator. That’s…
As a single mother and primary carer of three children for some time, Kylie had always been able to financially get by. However, the rising cost of living over the last few years has propelled Kylie and her family into financial hardship. Every time a bill arrives, Kylie experiences anxiety knowing she will need to…
The Financial Wellbeing Collective, the largest service provider network of financial hardship programs in Western Australia, has released a first-of-its-kind report detailing the experiences of financial, food and utility stress in the state. Using data from the 29,000 Western Australians who accessed the Financial Wellbeing Collective’s hardship crisis interventions services in FY 23/24, The Financial…
On the eve of Homelessness Week, WAs largest collective of financial counsellors reports client rates of homelessness doubling in the last 5 years. 4% of the Financial Wellbeing Collective’s financial counselling clients are experiencing homelessness, while a further 8% are at imminent risk of homelessness, with both rates doubling since 2019. Mostly affected are women….
When I was 14, my Dad died suddenly after a 3 month struggle with Acute Megakaryoblastic Leukaemia. My mum, a widow at 36, was now the sole carer and provider for a 7 month old, a 3 year old and a teenager. With Dad’s death and no paid maternity leave, our family had no income….
With the cost of living burden far-reaching across society, Financial Counsellors are assisting new and emerging clientele experiencing financial strain, including higher income households. Price increases to essential commodities including housing, groceries, petrol and utilities has fueled a cost of living crisis that has made the role of a Financial Counsellor imperative. Serving those in…
At a time when cost of living pressures are hitting hard, an industry leading collaborative network of not for profit organisations, government and corporates are working together to help build financial resilience and wellbeing in the Western Australian community. The Financial Wellbeing Collective is powered by 12 partner organisations all united in its mission to…